Tag Archives: affordability

RBC releases latest housing affordability report

RBC has released their latest housing affordability report for Q4 2010. Key findings: Housing affordability improved modestly in Q4 2011 on the back of lowering fixed (qualifying) interest rates. “Housing Affordability Measures fell in the majority of provinces in the … Continue reading

Posted in Real Estate | Tagged , , , , , | 17 Comments

Credit risk across the nation: Who’s most at risk from an interest rate shock?

TD has come out with a very fascinating report in which they’ve assessed the financial vulnerability of households across the country.  It’s full of interesting data, though some of them certainly questionable.  Perhaps most interestingly, they have made easily available a … Continue reading

Posted in Economy, Real Estate | Tagged , , , , , , , , , , , , , , , , , , , | 21 Comments

Housing: A bug in search of a windshield

Emotions… For some reason, most discussions about the future prospects of housing in Canada are emotionally charged.  We seem to have staked our collective national pride on the fact that we were able to stop a hemorrhaging real estate market … Continue reading

Posted in Real Estate | Tagged , , , , , , , , , , , , | 27 Comments

Video Primer: Does Canada have a housing bubble?

My brother has finished his second video using information contained in the primers on this site.  This one explores whether or not the Canadian housing market on aggregate is supported by measures of fundamental value.  While some of the data … Continue reading

Posted in Videos | Tagged , , , , , , , , | 9 Comments

Primer #2: Is there a housing bubble?

Hello again In our last primer we looked at how money is created and destroyed in our fractional reserve banking system.  We examined the implications of this process on inflation (which buoys asset prices like real estate) and deflation (which … Continue reading

Posted in Primers, Real Estate | Tagged , , , , , , , | 31 Comments